BANK ACCOUNTS & CREDIT CARD FACILITIES.
-Bank Account & Credit Card facilities that are not being used should be CLOSED.
-saving you fees and charges.
-closing credit cards as you pay them off.
-tear up that credit card. You can live without it.
-open a debt card.
-we all hate bank fees and charges that are not necessary, so look carefully at your bank statements and ask for a better deal.
These tips are important steps to stop the temptation to spend above your means.
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