Credit Cards --everybody has at least one in the wallet.
Consolate --if you have more then one card.
Put Credit Cards into a low or no interest card and pay it off. Your need to pay more than the minimum payment each month.
Better still, cut up your card and start paying it off.
Don't be tempted by gifts or points. Remember you would have paid for the gifts in your interest rate. You are only kidding yourself if you think the gifts are free.
Monday, March 8, 2010
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